Club Finance Explorer is built around progressive disclosure: start with the simple answer, then drill into the driver, evidence and accounting context only when you need it.
GETTING STARTED
My Clubs, Compare & Saved Workspaces
Pin the clubs you follow and the app will prioritise them on your home screen. Your pins, default club and compare basket are saved to your signed-in profile.
Saved Workspaces
Open the Saved Workspaces drawer lower on the page to store the selected club, comparison basket, evidence mode and analysis state. Reopen it later from another signed-in device.
EXPLORER
Drilling into a graph
Clickable labels, chips and breadcrumbs show when a number has a deeper level beneath it.
Revenue›Commercial›Sponsorship›Named partner
If a deal is known but its value is undisclosed, the chart shows the active contract period rather than inventing a number. The Evidence Ledger shows the point-level provenance used for each historical year.
OPEN BETA ACCESS
Every signed-in user gets the complete workspace
During beta there is no Basic/Premium split, trial or payment requirement. Sign in to use the full FY16–FY25 history, evidence filters, four-club Compare Intelligence, Saved Workspaces, point-level provenance, full Explorer drilldowns, Rules Intelligence and all Labs.
Compare Intelligence includes Trend, FY25 Snapshot, Indexed Growth and Ratios views, with league rank, period movement and evidence quality shown alongside the selected clubs.
ANALYSIS LABS · V32–V40
Nine specialist analysis tools
League Scan ranks the full club universe. Scenario Lab stress-tests revenue and costs. Progress Studio measures trajectory rather than scale. Squad Economics moves into player-level cost detail where coverage exists. Peer Benchmark Matrix compares league percentiles and a selected rival. Trading Strategy Lab analyses player-sale profit and amortisation. Source Desk audits sourced, estimated and linked evidence. Intelligence Brief produces a concise executive read. Report Studio builds custom multi-club reports for copy or print.
RULES INTELLIGENCE · V41
Dashboard first, then compare or drill into the rule
The rebuilt Rules workspace starts with a single club's public cost-pressure position, illustrative headroom and evidence quality. Club Compare then applies the same public proxy to up to four clubs using your existing Compare basket, showing decade trends, league position, PL/UEFA headroom and the filed inputs behind the proxy.
Public cost proxy(filed staff cost + player amortisation) ÷ (revenue + player-sale profit). This is directional analysis, not an official SCR calculation.
Premier League SCR85% Green Threshold in 2026/27. Initial allowance is 30 percentage points, so the starting Red Threshold is 115%; feedback-loop history can change it.
2026/27 leviesThe SCR is fully in force, but levies do not become payable until breaches in 2027/28 onwards. A Red Threshold breach can lead to sporting sanctions.
SSR resilienceWorking Capital (£12.5m monthly floor), Liquidity (£85m stress adjustment) and Positive Equity (≤90% in 2026/27). Public accounts cannot reproduce the official forward-looking tests.
UEFASeparate 70% squad-cost limit for clubs subject to UEFA's rules, using UEFA-specific personnel, adjusted-revenue, transfer and calendar-period definitions.
Filed = statutory/regulatory account. Official = club, league or sponsor disclosure. Reported = credible press/business reporting. Estimate = clearly stated analytical estimate.
HISTORY
Ten years, with evidence visible
All 20 clubs have FY16–FY25 points for the core graphable series: revenue streams, staff costs, player amortisation, pre-tax result and player-sale result. Where a historical filing does not disclose a comparable value, the app uses an explicitly labelled modelled point in All points mode. Choose Sourced only to remove those estimates.
ACCOUNTING
Transfer fee ≠ annual cost
Transfer cash, player-registration book value, annual amortisation, wages and profit on player sales are different concepts. The Explorer keeps them separate.
QUICK ANSWERS
Common questions
Does a ratio above 70% mean a club has breached UEFA rules?
No. The public proxy does not use UEFA’s exact numerator, denominator or monitoring period.
Why can a sponsor appear without a £ value?
Many partnership terms are confidential. The product shows the verified partner and active period rather than manufacturing a precise contract value.
Are my analysis setups saved?
Yes. Signed-in users can save named workspaces in addition to their pinned clubs, compare basket and default club.
HELP IMPROVE THE PRODUCT
Found an error or have an idea?
Use the feedback form for bugs, incorrect data, feature ideas or anything else that would make Club Finance Explorer better.